A Simple Retirement Budget Planning Kit
The BenefitGap Plan Planning Kit is a $9 one-time digital planning resource for retirement budget discussions. It is not an SSA service or official forecast. The free calculator uses the 2026 Trustees Report's 2032-Q4 OASI reference, with 78% payable and a 22% financing complement. Try the free calculator at 0% price before deciding whether this $9 resource is useful.
What it is for
Use its editable workbook and printable planning materials to compare household budget scenarios and prepare questions for trusted advisers.
Your workbook does not automatically import the information from this calculator.
Social Security Income Gap Planning Kit — $9
An editable retirement income workbook, a 12-month cash-flow tracker, printable household action worksheets and an official-source reference guide. The free calculator already shows every key number.
- Retirement_Income_Gap_Planner.xlsx — seven worksheets with protected formulas
- Printable_Action_Worksheets.pdf — household planning and review worksheets
- Quick_Start_and_Sources.pdf — instructions, sources and limitations
This is a reusable planning workbook, not a personalized financial advisory service. The digital files do not automatically import your calculator entries.
One-time purchase. Review the final price and any tax at checkout. No guarantee of benefit outcomes. For receipt, download or refund help, use your Waffo order or order help.
Use the free calculator first if you would like to review a benefit scenario before purchasing.
BenefitGap Plan is an independent educational tool and is not affiliated with or endorsed by the Social Security Administration.